MM2H Explained

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What is MM2H?

MM2H is Malaysia's flagship long-term residency programme, allowing foreigners to live in Malaysia on a renewable multi-entry visa.

What makes it unique: unlike many long-stay programmes in the region, MM2H lets you own freehold property in your own name. There are currently three tiers. Your tier determines your deposit requirement, the property you can buy, and how long your visa runs.

Which tier is right for you?

The three tiers differ primarily on deposit size, minimum property value, and visa duration.

Silver

STANDARD ENTRY
Fixed Deposit:USD 150K
Min Property:RM 600K
Age:35+
Visa:5 yr renewable
Work Rights:None

Best for: families who want flexibility without a large capital commitment

Gold

MID-TIER
Fixed Deposit:USD 500K
Min Property:RM 1M
Age:No Min
Visa:15 yr renewable
Work Rights:Limited

Best for: active professionals and investors wanting a longer runway

Platinum

PREMIUM
Fixed Deposit:USD 1M
Min Property:RM 2M
Age:No Min
Visa:20 yr renewable
Work Rights:Permitted

Best for: High Network Working Individuals (HNWIs) seeking maximum flexibility and work rights

"How do I turn my property into an investment?"

Every MM2H tier requires a minimum property purchase. Most people see this as a cost — a compliance hurdle you have to clear to get the visa. We see it differently.

A well-chosen property in JB or KL, professionally managed, can yield 5–6% gross annually. After the 30% non-resident rental income tax, net yields typically settle at 3.5–4.5%, still competitive with fixed deposits interest rates and significantly better than a property sitting empty.

The lock-in is a 10-year position in one of Southeast Asia's most undervalued property markets, right as the RTS Link and JS-SEZ begin reshaping Johor's economic landscape.

The part most guides skip: state-level rules

Malaysia's land rules are state jurisdiction, not federal. The minimum purchase price for foreigners isn't one number. It varies by state, by property type (strata vs landed), and in some cases by specific zone. This is where most self-guided research falls apart.

StateStrataLandedNotes

Not sure which tier or state fits your situation?

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